Our Services

Our Services

At iCreditGeek Credit Consulting, our services are provided with one goal in mind. Optimize our clients’ credit scores to place them in higher credit ranges. These higher ranges translate into lower interest rates on most lending and insurance products and more money in your pocket. We focus on evaluating you as a whole and setting you up on a fast track plan connecting you with our partners in credit repair services and credit building programs. We focus on the five key factors that impact your credit scores:

1. Payment History–35% of Your Credit Score
How do you pay your bills? Do you pay on time, late, miss payments or default on your credit obligations?

2. Amount of debt–30% of Your Credit Score
How do you manage your available credit? How much money do you owe creditors compared to the amount of credit extended to you?

3. Length of Credit History–15% of Your Credit Score
How old are all your credit accounts? How old is your oldest account? What is the average age of your accounts?

4. New Credit–10% of Your Credit Score
How many new accounts have you recently opened? How old are these new accounts? How many recent requests/inquiries for credit have you made?

5. Credit Mix–10% of Your Credit Score
How many different types of credit accounts are being reported to the credit bureaus by your creditors?

Individuals facing financial difficulties experience very different situations. That’s why, when you contact us, we will help you determine the best way to approach your situation, and provide you the best credit counseling service options possible.
When you contact our counseling center, professionally trained and certified counselors will help you evaluate:Your current financial situation.Provide you with a detailed review of your income, assets, and expenses.Provide personalized options based on your goals, which may include social service referrals, educational materials and resources.
If you're seeking credit card relief,  debt management program can help. A debt management program provides a unique way of eliminating credit card debt and is individually designed to meet your specific financial situation. If you are looking for debt relief, you may find relief through our debt management program. Our professionally trained and independently certified counselors will:
-Evaluate your financial situation
-Assist you in creating a budget to focus your finances and help with a debt management plan.
-And work with creditors for a possible reduction in finance charges, late fees and/or over-limit charges, monthly payments and time to pay off debt.

Step One- Contact iCreditGeek

Contact us for your free consultation today! ​
We will evaluate your needs and get you on track to building a better credit score which in terms means a better life.

Step Two- Start Credit & Debt Freedom

We use a unique process for each individual depending on the person needs. We will gather all your financial information and see how we can help you to get on the right track.

We have partners in the Credit repair business, Credit monitoring, and Personal loans to consolidate your debt if needed.

We will walk you through the process step by step and our available 24/hrs, 7 days a week!
We will follow up and keep a contact throughout and even after the process is done and completed!

We strive to offer only the best for our clients!

Establish Credit
Repair Credit
Maximize Credit
There are many steps you can take to initiate credit, and we can help you do it the right way. Consumers frequently misunderstand the credit process, resulting in credit damaging mistakes. The experts at iCreditGeek will teach you the right methodology.
iCreditGeek is dedicated to understanding your unique situation. The core of our business is consulting. We’ll learn about you, audit your credit reports, repair inaccurate trade lines and teach you how to maintain strong credit.
Mismanaging your credit can take a toll on your credit scores. iCreditGeek understands what needs to be done to reverse the damage and restore positive credit. Building positive credit can help you secure an auto loan/lease and a mortgage and credit cards at advantageous rates.